Connecticut Foreclosures, 5th Edition

Book excerpt: The new, completely revamped fifth edition of Connecticut Foreclosure Law incorporates the wealth of new case law and legislative changes that have occurred since the last edition. Since the publication of the fourth edition in 2004, the economic downtown has caused an unprecedented number of mortgage defaults and an explosion of foreclosure suits. New discussion and analysis in this edition includes: · The Public Act 08-176, An Act Concerning Responsible Lending and Economic Security · State tenant protection measures · New federal programs, including HAMP and HAFA, designed to assist homeowners in avoiding foreclosure · The Dodd- Frank Act, which affects Truth in lending laws · 2011 amendments to the foreclosure registration legislation that first appeared in 2009 · Connecticut's state-law version of the federal Protecting Tenants at Foreclosure Act · The evolving role of MERS in foreclosures Also, the Uniform Standing Orders, which have taken on a life of their own, becoming in effect a second practice book, are now presented in one chapter (Chapter 2), rather than scattered throughout the book. There are also two entirely new chapters, on bankruptcy litigation and the foreclosure of mobile homes. Connecticut Foreclosures is the most authoritative treatise on the subject and is used by a vast number of judges and attorneys practicing in the area of foreclosures. Written by Denis Caron, long recognized as the leading authority on foreclosures in Connecticut, in collaboration with Geoffrey Milne, this new volume replaces all earlier editions, and includes updated information throughout.