The Step by Step Guide on How to Retire Right

Book excerpt: Most people look forward to retiring, but too often they have no idea how to plan for a financially secure future. There are numerous factors to consider, including income, investments, estate planning, and taxes. Where do you even begin? Bradley R. White, a Certified Financial Planner and Investment Advisor Representative, has broken down and simplified the process to help you get started. Choosing a monthly income goal and determining the best age to stop working are two decisions unique to every individual. From there, however, building a road map to retirement is fairly straightforward. In short, easy-to-follow chapters, Bradley White walks you through the process of maximizing income sources, developing strategies for investment, assessing legacy goals, and properly navigating the tax code. In addition to creating a retirement plan, you'll learn how to protect it. Bradley White clearly explains various issues-health, long-term care, and estate planning-that may affect your finances in retirement. By the end of the process described in the book, you'll have an overall picture of your future. You only get one chance at retirement. Using this concise and informative guide, you can make sure you're on track to retire right.